With decades of experience in the public adjusting industry, we are delighted to announce that we have opened new branches at Panama City and Mexico Beach. These new branches aim to strengthen our presence and bring our customer service to a whole new level. Our Public adjusting firm, which offers an array of different services, was founded to cater to the needs of clients in dire need of fast results when dealing with the hectic insurance industry. We believe that our desire to broaden our client base and improve our services will help us meet our goals in a much efficient manner.

We have already deployed our best team who have begun operations in the two communities. When it comes to serving our clients, our firm wears its pride on its sleeves like it’s the new fashion; we do it with enthusiasm, passion, and with a winning mentality. Our commitment to add value to our clients has seen us develop a calculated strategic vision that will undoubtedly bear fruits for all parties involved-your win is our win.

Despite our firm being new in these two great communities, our motivated public adjusters have fires in their souls that pushes them on a daily basis to make a difference in the lives of our clients. Our firm has a well-known reputation for doing every job like its survival depends on its success. We take care of your needs as if they were your last wishes. So, if you are in Panama City or Mexico Beach and you need the services of certified and experienced public adjusters who have a 99% success rate, getting in touch with us as soon as possible is the first step you should take to get the compensation you deserve. 

Our Operations

After years of demand from our clients in Panama City and Mexico Beach, we have finally decided to answer their call and set up new offices within their reach. Our office operations are in full swing, and we are always ready to serve our clients in any way. Our in-depth insurance knowledge and strategies help us provide the clients who approach us the much needed insight and advice. 

After going through your policy, we take our time to explain detail by detail terms of your insurance policy contract to ensure that everything is out in the open. By doing this, we are able to make our clients understand and evaluate the amount they can expect as compensation. Another reason that makes us stand out from our competitors is the fact that our public adjusters work in sectors that favor their specialty. For instance, if you want to pursue a Hurricane or roof damage claim, we hand over your case to a public adjuster experienced in dealing with such claims. By doing this, we ensure that the juice is worth the squeeze because we are able to make full use of specialized talent and abilities. Our public adjusting firm deals with the following types of claims:

  1. Hurricane Insurance Claim.
  2. Fire and Smoke Damage Insurance Claim.
  3. Wind Damage Insurance Claim.
  4. Water Damage Insurance Claim.
  5. Roof Hail Damage Insurance Claim.

Hurricane Insurance Claim

Panama City and Mexico Beach residents were left in a state of hopelessness and despair after Hurricane Michael hit the two cities. It is estimated that the tragedy caused around $10-$12 billion in damages. Although the obliterated communities vowed to rebuild whatever was left of the ruins, a vital lesson that they learned is that when nature decides to take its course, there is no warning. When the skies turn grey, you have no option but to be prepared for the worst and hope for the best.

So, how do you do this? The answer is simple. Go to your preferred insurance company and take out a Hurricane Insurance Policy. As experts in the insurance and public adjusting industry, our advice is that before penning a deal with an insurance firm, ensure that you understand the wording and the terms of an agreement. If anything is unclear, ask the broker or the insurance firm’s representative to shed some light. Doing this before religiously paying your premiums might seem like a negligible or an unnecessary task. However, getting to know the terms of any contract will save you the pain and agony that comes with ignorance. It will also ease the work of a public adjuster when he or she is pursuing your insurance company in case you suffer the consequences of a Hurricane.

Fire and Smoke Damage Insurance Claim

There is nothing as devastating and soul-crushing as watching the fruits of your labor burn down right in front you. If you do not have what it takes to be strong and courageous through this challenging time, you may never recover from the shock. Although the fire might not destroy some of your property, the smoke is a nightmare fuel that can cost you a lot. 

You might sit back and think to yourself, “what are the chances of my property being ablaze? There is no need of getting a fire and smoke damage insurance policy because fires do not start anyhow. Paying fire and smoke damage insurance premiums is a waste of money.”  Do not allow yourself to be deceived by such thoughts. Getting an insurance policy is crucial; you never know, every rainbow has a pot of gold at the end. As a matter of fact, when you take a fire and smoke damage insurance policy, you are not only protecting your business or property, but you are also making the evaluation process of diligent public adjusters easier-which is an excellent thing because your compensation will be processed at a faster rate by your insurance company.

Wind Damage Insurance Claim

Hurricane Michael’s devastating storm surge wreaked havoc in Mexico Beach and Panama City. Aerial drone footage showed trucks were blown over, windows were blown out, and roofs were blown away. The winds caused by the storms were at speeds of up to 155mph; the damage caused by the storm surge was overwhelming.

Besides the risk that it poses to our lives, damages caused by storm surges are not a joke. Thousands of people are left without power and millions of dollars in property damage is lost; among these damages are roof damages. If you are not well prepared for such high-speed winds, you will have to endure a difficult and long recovery period. However, getting a wind damage insurance policy can be helpful when such scenarios occur. 

During such difficult times, everyone who had taken an insurance policy rushes to their insurance company for compensation. This means that the number of people filing damage claims is usually ridiculously high. As such, the compensation process snails due to the high demand for services. The good news is that if you want faster service, 1st Response Public Adjusters will be there to rescue you from the agony of dealing with insurance firms’ adjusters. They will help you access the damages, file a claim, and negotiate on your behalf while you sit back and wait for your check from your insurance company.

Water Damage Insurance Claim

With storms and Hurricanes comes floods. If your business or home is located in an area prone to storms and hurricanes, the most prudent thing to do is to take a water damage insurance policy. As seen before, the level of damage brought about by flood or water damage is immense. During such times, a lot happens: food goes bad, mold and mildew start growing, and there is power outage everywhere. 

You might be on the safe side if your insurance policy covered water damage. The only thing that you will painfully go through is pursuing your insurance firm to compensate you for your losses. However, if you are after efficiency on steroids, get in touch with any of our professionals to get the most out of your insurance claim. Water damage is nothing new to us, we have handled such claims before, and we know what to do at the right moment. 

At 1st Response, we hold your hand and guide you through the dark times to ensure that you overcome every challenge that comes your way as a result of the water damage. We guarantee to be with you through your claims process and to fasten your compensation process-your pain is our pain. Remember, we don’t get paid unless we keep our end of the bargain; swhich is negotiating on your behalf.

Roof Hail Damage Insurance Claim

Roof hail damage is the most common type of loss reported by most people after experiencing heavy storms. It’s no surprise coming across a hail the size of a ping pong ball. If such a hail can break window panes, imagine the damage hundreds of thousands of them would do to your roof. Your air conditioning system is neither spared. At our firm, we effortlessly help you deal with your insurance company so that they can compensate you on time to get things back to normal.

Contact Us

If you are among the people in Panama City or Mexico Beach in search of a good and reputable adjusting firm, you are in luck. At 1st Response Public Adjusters, our code and mantra is ‘utmost professionalism.’ If you have any concerns or questions, visit our new branches or contact us and you’ll be sure to get exactly what you need.